THE CONTINUOUS PAYMENT TRAP (CPA)
Have you fallen for it yet? This is where you think you are just applying for a sample of something, but find that you have in reality signed up to a continuous payment agreement (CPA).
Normally, any reputable company will make it clear that you are entering into a contract, although they may not say precisely what type of contract, but some don’t make it so clear, especially foreign sites which operate under different regulations.
Before you sign up to any sample offers or for what you think are one off payments on anything,
CHECK THE SMALL PRINT THOROUGHLY.
You may find that some of these sites which do not give you a clear warning that you are entering a long term payment may be breaking fraud laws and should be reported to the Police Fraud Line.
IF YOU HAVE ALREADY BEEN CAUGHT IN THE CPA TRAP
Go to your bank and stop the payments. Under new directives, most banks will help you to do this.
If you have made payments using your credit card, contact your card provider, who will stop future payments, and could even arrange for your account to be re-credited with the amount you have already lost using their credit card protection schemes.
REMEMBER: never give your bank or card details to anyone unless you have checked everything, especially small print.
NO MATTER HOW SMALL THEY ARE!